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Are you looking for credit building credit cards in Canada? You’re at the right place!
Getting a secured credit card might be your only best option if you have a poor score and want to improve your credit score quickly.
However, there are numerous options out there that might confuse you in choosing the top credit card.
Here enters the king of cards, Plastk secured credit card. Mic Drop! ;)
Honestly, we don’t need to mention why it’s The Best; customer satisfaction says it all.
But, if you are new here and contemplating whether to get it or not, here are some convincing reasons for you!
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People in Canada who have negative credit hunt for credit cards that will allow them to increase their credit scores quickly.
However, it might be challenging for Canadians with bad credit to obtain a top credit building card.
Plastk has entered the chat! ;)
Isn’t it the absolute best? It surely is! Hehe.
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Getting a secured credit card in Canada can be challenging if you don’t have a stellar credit history.
Banks and credit service providers run a credit score and history check to analyze the card eligibility of your application.
It’s not the case with Plastk, though! (Alexa, Play Material Girl! :p)
Ah, what more do you expect? (We can exceed that too. Hehe)
Bonus: Let’s watch an expert video to know why outstanding credit history matters.
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The top credit experts suggest establishing credit as early as possible.
Of course, you have to be of legal age to register your card application.
But what’s next? An unsecured credit card? No chance for a student! A debit card? A fresher doesn’t have much money!
Then what option do you have?? A secured credit card!
If your security deposit is $500, your credit limit will be $500 as well.
This gives you a deadline to stick to your budget and not go over the appropriate utilization percentage.
See: Easy to Follow 50/30/20 Budget Rule For Good Financial Future!
It's never easy to start over in a new country.
Moreover, having a bad credit base will only add to your problems because it’s often necessary to advance financially and professionally.
Relatable? Get Plastk!
The instant approval and easy-to-build score can help you get a rental home, car lease, insurance, and other benefits.
See: Benefits Of Secured Credit Cards For New Canadian Immigrants!
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In Canada, full-time workers make an average weekly and yearly salary of slightly over $986 and $51,000.
Which, to be honest, is insufficient when you have to pay a mortgage, vehicle loans, health insurance, and maintain a respectable standard of living.
Good news! Plastk understands all of that!
One of the reasons our secured credit card is the best choice for people with bad credit and poor income.
Bonus: Increase Your Income With 8 Passive Income Ways!
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Unsecured credit cards are like queens of the finance world.
Every commoner is tempted to have a meet and greet with the queen, but only a few lucky ones get a chance to do so.
Similar is the case with an unsecured credit card. When we search for top ways to have financial freedom and an expert credit building guide,
“Think big, get an unsecured credit card” pops up in bold letters!
But right when you read past them, here’s what happens:
Uh, but for people with a perfect Equifax credit score.
Umm, but you need high creditworthiness for it.
Hmm, but you need the top credit profile to avail them.
How can you have all of that when you are searching for queries like,
You need a good card to build a good credit profile, but you also need a good profile to get a good credit card! (What a tongue twister. :p)
Still, confused with your top credit card pick? Here’s a helping guide for you:
Reasons how Plastk can help your credit!
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What makes Plastk the best secured credit card in Canada?
It offers premium rewards, low-interest fees, affordable annual charges, manageable card services, cash-back, bonuses, and so much more!
You name it; we have it! That demonstrates how much we value our devoted customers.
A secured credit card is the greatest choice for Canadians who want to start building their credit.
Particularly those who frequently overspend and negatively affect their credit use.
And we haven’t reached the best part yet!
All these factors make Plastk accessible and affordable to almost everyone in Canada.
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For individuals who want to receive incentives while improving their credit, Plastk is the greatest option. For each dollar you spend with the card, you can accrue points!
We offer:
You can get a whopping 17.99% interest, hands-down the best rate you can get on the market.
Note: It might shoot up a bit after two missed payments!
But hey, we still offer one no-increase-interest-period to right your wrong!
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Our team has come up with Plastk financial education portal for all our new and old customers for the reasons:
It offers you best-in-class services, such as:
It can help you track and review your credit report, score, and the progress you are making!
Most card providers can deny you services when you have a low credit score, limited credit history, and poor credit profile.
Not us, though! ;)
Plastk provides credit card services to all Canadians, whether they have a good credit score or a struggling credit profile.
It won’t be wrong to say that our secured credit card is built specifically to help YOU!
So, what are you waiting for?
Fill out the application, apply for the card, wait for approval, get all the credit perks and enjoy all the benefits!